Expert Projects 2013 HSA Figures (BenefitsPro)

Private consultant Roy Ramthun, who led the U.S. Treasury Department’s implementation of the HSA program after it was enacted in 2003 and is an expert on consumer-driven health care, projects that the maximum HSA contribution will expand to $3,200 for individuals with self-only coverage and $6,450 for those with family coverage in 2013. These figures do not include catch-up contributions, which for individuals age 55 or older is set by statute and will stay at $1,000 per person for 2013, Ramthun says. Ramthun says that minimum deductibles will also increase (to $1,250 and $2,500 for individuals with family coverage), as will limits on out-of-pocket expenses (to $6,250 for individuals with self-only coverage and $12,500 for individuals with family coverage).