The current pandemic has raised many questions about publichealth and safety and will continue to be a topic of discussion andongoing examination. As cases multiply, there will be other crucialareas for consideration. For instance, what are the larger claimimplications for property & casualty insurers? To what extentwill insurers cover businesses' losses and liabilities?

The primary concern of every business is the safety andwell-being of its workers. Once that has been adequately addressed,then the "health and welfare" of the business itself must beevaluated, along with the various protections provided by policies.In a new article titled, "Insurance Coverage for Swine Flu Claims,"three attorneys from Anderson Kill's insurance recovery groupprovide an overview of issues stemming from potential claims onbusiness interruption, D&O, and worker's compensationpolicies.

Authors Diana Shafter Gliedman, Marshall Gilinsky, and Rhonda D.Orin discuss the availability and application of commercial generalliability (CGL) coverage and whether afflicted workersare generally covered under state workers' compensation laws.According to the authors, workers' compensation coverage candepend on the distinction between an occupational and an infectiousdisease. They'll discuss when a flu outbreak constitutes an"occupational disease," and cite similar cases, including aCalifornia outbreak of keratoconjunctivitis -- a contagious eyedisorder -- among employees at a steel company.

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