The Hartford

The home inspectors' E&O liability program is offered by TheHartford's Hartford Financial Products unit, one of the nation'slargest providers of professional and management liabilityinsurance. The program is underwritten by and available exclusivelythrough Elite MGA, a program administrator that is part of a familyof companies with years of experience handling home inspectors'professional liability coverage.

It is also offered as a stand-alone policy that can becustomized to meet the specific needs of residential homeinspectors. It is designed for firms with one to fiveinspectors.

Key features include:

• Competitive pricing and coverage on an admitted basis
• Optional prior acts coverage for qualified applicants
• Up to a 50 percent reduction in retention for claims that aresettled by alternative dispute resolution
• Optional radon, termite and premises liability coverage
• Retiree extended reporting period available for a qualifyingsole proprietor
• Defense coverage for disciplinary proceedings
• Defendant reimbursement benefits
• Discrimination defense coverage included
• Multiple extended reporting period options.