Compared to the second quarter of 2013, membership declined at 54% of the nation's credit unions in thesecond quarter of this year, according to the NCUA.
|The median membership growth rate was the same as the previousyear at -0.4%, the NCUA's analysis of state-level datarevealed.
|In total, the agency said 25 states experienced negativemembership growth.
|Alaska had the highest median membership growth at 2.3% andIdaho came in second at 2.0%. New Jersey declined the most atnegative 1.8%.
|Meanwhile, credit unions in Arizona and Idaho experienced themost median growth for loans in the second quarter of 2014 at 8.8%and 8.6%, respectively.
|The median growth rate for loans nationally was 3.2 %,representing an increase of 1% in the year ending in the secondquarter of 2013.
|The median loan-to-share ratio also increased nationally to 58%from 56% at the end of the second quarter in 2013 with Idaho in thelead at 81% and Delaware with the lowest ratio at 40%.
|Aggregate annualized return on average assets decreased to 81basis points in the first half of 2014 from 84 in the prior year,according to the NCUA.
|“Aggregate return on average assets was positive in every state,with Utah having the highest (136 basis points), followed by Iowaand North Dakota (106 basis points). New Jersey and Connecticut(both 26 basis points) posted the lowest return on average assets,”the NCUA said.
|Median growth rate for shares and deposits dropped to 1.2%nationally in the second quarter of 2014 from 2.6 % in the previousyear with North Dakota showing the highest gain at 4.2%.
|According to the NCUA, the median growth rate for shares anddeposits in Connecticut and New Jersey declined the most at-0.9%.
|The median delinquency rate was the same in the second quarterof 2014 as the second quarter of 2013 at 0.9% nationally.
|New Jersey and the District of Columbia had the highest mediandelinquency rates at 1.7% while Colorado and North Dakota had thelowest median delinquency rates at 0.4%.
|The median asset growth rate at federally insured credit unionsdeclined to 1.3% in the second quarter of 2014 from 2.5% in thesecond quarter of 2013.
|Wyoming (4.8 %) and Idaho (4.7 %) had the highest median assetgrowth rate while New Jersey (-0.9%) and Delaware (-0.9 %) had thelowest.
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