Looking at metrics such as loan delinquency rates, Experianfound that the New York metro area had the lowest businessbankruptcy rate in the nation.

That's according to Experian's Metro Business Pulse, an analysis that ranks the topmetropolitan statistical areas in four key business creditcategories, including bankruptcy rates, the number of daysbusinesses pay their bills beyond contracted terms, delinquencyrates and commercial risk scores.

Findings from the second quarter analysis showed the New Yorkmetro area had the lowest business bankruptcy rate at 0.28%, while Sacramento, Calif., areabusinesses had the highest at 2.41%.

Regarding how fast businesses pay their bills, the analysisshowed that San Francisco-area businesses topped the list, payingtheir bills an average 3.2 days beyond contracted terms.

Businesses in the Omaha, Neb. (3.54 days); New York (3.57 days);Seattle (3.58 days); and Milwaukee (3.61 days) areas rounded outthe top five with the least number of days beyond term.

On the slower side, businesses in the Fort Myers, Fla., area, took the longest topay their bills, averaging 18.04 days beyond contracted terms,followed by the Orlando, Fla. (14.02 days); Las Vegas (12.18 days);Miami (10.58 days); and Fort Lauderdale, Fla. (9.78 days)areas.

Findings from the Q2 2013 analysis also showed that businessesin the Salt Lake City area had the lowest delinquency rates at0.92%, followed by the Boise City, Idaho; Houston; San Diego; andTucson, Ariz., areas.

Conversely, major metropolitan areas in Florida made up four ofthe bottom five for business delinquency rate, with the Miami areahaving the highest delinquency rate at 44.72%. The other areas inthe bottom five included Fort Myers, Orlando, Fla., Cincinnati, andFort Lauderdale, Fla.