Aerial view of South Bay neighborhoods in Los Angeles County, Calif. Aerial view of South Bay neighborhoods in Los Angeles County, Calif. (Source: Shutterstock)

A second merger of two big credit unions, the $4.8 billion Kinecta Federal Credit Union in Manhattan Beach, Calif. and the $902 million Xceed Financial Credit Union in El Segundo, Calif., is planned for completion by the end of next year's first quarter. This merger would create the eighth largest credit union in the Golden State.

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