TINTON FALLS, N.J. – A mixture of motives has led the $255million United Teletech Financial FCU to begin offering inexpensiveloan for members seeking to purchase fuel efficient hybrid cars. “Iwouldn't say there was any one motive,” explained Andrea Plaza,spokesman for the credit union. “I think many of members have anenvironmental sensitivity brought on by our location in central NewJersey and relatively close to the beach,” she said. “But we alsowanted to have something that could educate our members about thetax break that the federal government is offering for the purchaseof the hybrids and we wanted to help our members meet their needfor fuel efficient cars.” She said that the credit union hadthought of the loans when it became clear how much money in taxcredits the government was offering just for owning the cars.“After all, $2,000 is a pretty good credit. Leo Ardine, CEO for thecredit union cast it somewhat differently. “United TeletechFinancial has a tradition of community service,” said Ardine.“Reducing loan rates for hybrid vehicles is a small way to make adifference in the quality of life in Monmouth, Ocean and Middlesexcounties. With the escalating price of gas, buying a fuel-efficientcar, not only makes a lot of sense, but it's good for theenvironment as well,” Ardine said. “As a responsible corporateneighbor, we believe it's important to do whatever we can to helpmake hybrids more affordable in our communities.” Plaza said theproduct had just been rolled out so that it was not clear yet howthe credit union's members would react to the offer.