This year’s lowest cost silver plans offered throughhealthcare.gov will, with respect tonearly 75 percent of them, not be the lowest cost plans offeredunder the Patient Protection and Affordable CareAct in 2016.
|Read: Obama warns of 'misinformation' during PPACAenrollment
|Consumers who choose to stick with one of those plans shouldexpect to see their premiums rise by an average of 15percent.
|That’s what a study of plan options in the 36 healthcare.govstates by the Kaiser Family Foundation found.
|The Foundation noted that consumers who don’t choose analternative plan for 2016 will be automatically enrolled in theircurrent plan as of Dec. 15.
|“Over a year, a 40-year-old who switches to that lowest-costsilver plan in 2016 could save an average of $322 in premiums,” theFoundation reported. “The average premium savings could be morethan $500 per year in 16 percent of counties.”
|But will consumers bother to explore other plans?
|Last year, the Foundation said, 53 percent of those withexisting marketplace plans did look at other plans, and about halfof those chose a different plan.
|“Those who switched plans within the same metal tier saved anaverage of nearly $400 on their 2015 annualized premiums after taxcredits as compared to those who stayed in their same plans,” theFoundation said.
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