Forty-eight percent of Americans report that they are living paycheck to paycheck, according to a recent survey by online lender NetCredit.com.

Another 44 percent of respondents say they are only trying to stay up to date on bills or home payments and avoid excessive debt or bankruptcy.

Among the population segments who are most concerned about living paycheck to paycheck are respondents in their 30s at 62 percent, respondents under the age of 60 at 54 percent, respondents with children at 57 percent, respondents with at least five in the household at 64 percent and respondents in the South at 53 percent.

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