Fewer employees are likely to get health benefits in retirement as employers drop or change the benefit, the Employee Benefit Research Institute says.

In 2010, less than 18 percent of workers were employed at companies that offered health coverage to early retirees, down from 29 percent in 1997. The percentage of non-working retirees over age 65 with retiree health benefits now sits at 16 percent.

But despite the downward trend in retiree health coverage, many workers still believe they'll receive the benefit, the new report from the non-partisan research group finds.

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