Editor's Note: This post first appeared at CarInsurance.com. Click here to read the original source.

No one's perfect. You may have received a few speeding tickets within a short amount of time or recently had several accidents or have bad credit. Some insurers promise cheap car insurance rates even if you're unfortunate enough to be in this group.

Before you take them up on it, you should read the fine print of their car insurance policies. What's being marketed as a bargain could actually be bare-bones coverage.

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