MSO, Glen Rock, N.J., introduces a business owners' policy for Bed and Breakfast owners in New Hampshire.
|The BOP coverages combines property and liability provisions and conditions in one form. Highlights of the flexible MSO B&B Businessowners policy include:
|- "All Risk", replacement cost coverage on buildings and business personal property
- Loss of Income on an actual loss sustained basis for up to one year including a 90 day restoration period extension
- Coverage enhancements for food contamination, guests' properties and guests' relocation expenses
- Easily customizable declarations supplement showing coverage limits to help agents market to clients
- True exclusions, with exceptions shown as supplemental coverages
- A streamlined rating structure that enables agents to rate a policy in minutes.
If the owner lives on premises, coverage for all household contents, "all risk" replacement cost on and off premises, additional living expenses and comprehensive personal liability also is included.
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