Insurers COPE By Going Back To Basics
"Back to the basics" is more than just a catchphrase in underwriting circles these days. Insurance companies are once again requiring information–scads of it–not only about the risks theyre being asked to write for the first time, but also on those theyre renewing.
One area that has gained renewed importance is COPE: the construction, occupancy, protection and exposures of properties being considered for fire insurance. These four attributes are at the core of what makes a property risk a good–or bad–one. After all, fire remains both the most basic and the most serious general threat.
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