Midwestern homeowners were in the best shape to manage their mortgage payments, according to a recent study that ranked states by mortgage health.
San Francisco, Calif.-based NerdWallet.com looked at rates of serious mortgage delinquency, which it defined as a mortgage more than 90 days past due. The study also collected foreclosure inventories, average credit scores, monthly homeowner costs and median income growth to generate what it called a mortgage health score.
The consumer finance analysis site included mortgage payments, real estate taxes, insurance, utilities and condominium fees as homeowner costs.
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