Doctors and hospitals love to hate health insurers' efforts tomanage care, but the board of America's Health Insurance Plans(AHIP) says carriers should start to reactivate care managementprograms.
|Many health insurers suspended some or all active caremanagement programs as health care providers weremobilizing to fight the COVID-19 pandemic. Some let up on caremanagement as part of their own emergency planning, in compliancewith state mandates, or through responses to state emergencyplanners' requests.
|Related: UnitedHealth, other insurers offer discounts tocustomers hit by COVID-19
|Now, bringing those care management programs back online will bea part of safely re-opening the U.S. health care system, the AHIPboard said in a statement.
|Health insurers often use procedures such as precertificationand preauthorization to manage enrollees' use of health coverage,by deciding ahead of time whether proposed procedures areappropriate for a patient, and whether the patient's plan willcover the procedures.
|Health insurers waived preapproval requirements, andother administrative requirements, in March, to ease burdens onhealth care providers.
|Some health care providers are still struggling with a surge inpatients with severe cases of COVID-19, and health insurers want tocontinue to help those providers cope with capacity challenges, theAHIP board says.
|As health care providers in less hard-hit areas getback to normal, health insurers will bring back preauthorizationand precertification programs for those providers, the AHIP boardsays.
|"Used in a targeted manner, these tools have been effective inimproving quality; protecting patient safety; promoting casemanagement for high-risk members; and preserving valuable resourcesby detecting fraud, waste, and abuse," the AHIP board says."Achieving these goals will become even more critical as the nationcontinues to work to mitigate risks from COVID-19."
|Health insurers want to help patients get care, but they alsowant to make that the care provided is efficient, and is supportedby medical evidence, the AHIP board says.
|The AHIP board says it believes health insurers shouldstreamline preapproval processes as much as possible, both to easeburdens on providers, and to reduce patients' risk of contractingCOVID-19 while getting routine and elective care, by helpingpatients get care as quickly as possible.
|Health insurers should streamline preapproval processes throughautomation, electronic information exchange, programs that identifyhigh-performing clinicians, and value-based provider contracts thatdiscourage use of unnecessary medical tests, treatments andprocedures, the AHIP board says.
|The AHIP board also has ideas about how health insurers shouldhandle preapprovals given before March 13, when the COVID-19emergency blocked patient access to routine and electiveprocedures.
|Health insurers should try to refresh those preapprovals, toeliminate the need for patients and providers to re-apply forpreapprovals, the AHIP board says.
|AHIP is encouraging insurers to make the preapproval graceperiods last for at least 90 days, or until local backlogs forroutine and elective care are cleared.
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