Doctor (Credit: DaveBerk/Thinkstock)

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Doctors and hospitals love to hate health insurers' efforts tomanage care, but the board of America's Health Insurance Plans(AHIP) says carriers should start to reactivate care managementprograms.

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Many health insurers suspended some or all active caremanagement programs as health care providers weremobilizing to fight the COVID-19 pandemic. Some let up on caremanagement as part of their own emergency planning, in compliancewith state mandates, or through responses to state emergencyplanners' requests.

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Related: UnitedHealth, other insurers offer discounts tocustomers hit by COVID-19

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Now, bringing those care management programs back online will bea part of safely re-opening the U.S. health care system, the AHIPboard said in a statement.

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Health insurers often use procedures such as precertificationand preauthorization to manage enrollees' use of health coverage,by deciding ahead of time whether proposed procedures areappropriate for a patient, and whether the patient's plan willcover the procedures.

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Health insurers waived preapproval requirements, andother administrative requirements, in March, to ease burdens onhealth care providers.

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Some health care providers are still struggling with a surge inpatients with severe cases of COVID-19, and health insurers want tocontinue to help those providers cope with capacity challenges, theAHIP board says.

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As health care providers in less hard-hit areas getback to normal, health insurers will bring back preauthorizationand precertification programs for those providers, the AHIP boardsays.

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"Used in a targeted manner, these tools have been effective inimproving quality; protecting patient safety; promoting casemanagement for high-risk members; and preserving valuable resourcesby detecting fraud, waste, and abuse," the AHIP board says."Achieving these goals will become even more critical as the nationcontinues to work to mitigate risks from COVID-19."

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Health insurers want to help patients get care, but they alsowant to make that the care provided is efficient, and is supportedby medical evidence, the AHIP board says.

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The AHIP board says it believes health insurers shouldstreamline preapproval processes as much as possible, both to easeburdens on providers, and to reduce patients' risk of contractingCOVID-19 while getting routine and elective care, by helpingpatients get care as quickly as possible.

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Health insurers should streamline preapproval processes throughautomation, electronic information exchange, programs that identifyhigh-performing clinicians, and value-based provider contracts thatdiscourage use of unnecessary medical tests, treatments andprocedures, the AHIP board says.

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The AHIP board also has ideas about how health insurers shouldhandle preapprovals given before March 13, when the COVID-19emergency blocked patient access to routine and electiveprocedures.

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Health insurers should try to refresh those preapprovals, toeliminate the need for patients and providers to re-apply forpreapprovals, the AHIP board says.

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AHIP is encouraging insurers to make the preapproval graceperiods last for at least 90 days, or until local backlogs forroutine and elective care are cleared.

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Allison Bell

Allison Bell, ThinkAdvisor's insurance editor, previously was LifeHealthPro's health insurance editor. She has a bachelor's degree in economics from Washington University in St. Louis and a master's degree in journalism from the Medill School of Journalism at Northwestern University. She can be reached at [email protected] or on Twitter at @Think_Allison.