There's no shortage of debate about whether the Employee Retirement Income Security Act is meeting the retirement challenges now facing baby boomers and generations to follow. But there's no debating that the law ushered in some monumental changes, enhancing, if not revolutionizing, the concept of retirement as the country knows it today.

Here are the top 5 changes ERISA has brought us: 

1. Pension Benefit Guarantee Corp. 

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