Brokers say health premiums are rising so sharply that, in somestates, increases are in the triple-digits and overall might beamong the worst yet.

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And, what's more, they blame the premium inflation almostentirely on the Patient Protection and Affordable Care Act.

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The figures come from Morgan Stanley's health care analysts, whoconducted a survey of 148 brokers. On average, they said, increasesare in excess of 11 percent in the small group market and 12percent in the individual market. But some states show increases 10to 50 times that. All of this, analysts concluded, is “largely dueto changes under the [PPACA].”

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Among the states seeing huge increases in the individual market,Delaware leads the pack with a whopping 100 percent increase.Following are New Hampshire with a 90 percent increase, Indiana at54 percent, California at 53 percent, Connecticut at 45 percent,Florida at 37 percent, Michigan at 36 percent, Georgia at 29percent, Kentucky at 29 percent, and Pennsylvania at 28percent.

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In the small group market, consumers might want to stay awayfrom Washington. There, brokers reported a 589 percent increase.Other states suffering from skyrocketing small group increases arePennsylvania (a 66 percent increase, California (37 percent),Indiana (34 percent), Kentucky (30 percent), Colorado (29 percent),Michigan (27 percent), Maryland (25 percent), Missouri (25percent), and Nevada (23 percent).

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Specifically, analysts said the acceleration in annual renewalsis due largely to changes in the commercial market, includinginclusion of the industry fee (and the gross up); 3:1 age bands;underwriting restrictions such as community rating and guaranteedissue; and new benefit designs.

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The survey findings—collected in April—are up from MorganStanley's last survey of brokers in December. Then, brokers saidrates were rising in excess of 6 percent in the small group market,and 9 percent in the individual market.

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The financial services firm has been surveying brokers who sellcoverage in the individual and small-group markets since 2011.Overall their surveys have shown that premiums have risen bynegligible amounts in early 2011 and began falling by about 1percent each quarter through the third quarter of 2012. Premiumsbegan to climb again in late 2012, jumping significantly in late2013.

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Just how much premiums are climbing—or falling—under PPACA hasbeen a major point of contention.

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PPACA supporters—including the administration—have pointed tothe law's subsides, which help pay for insurance for lower-incomeAmericans, saying they will offset any increase in costs.

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Meanwhile, most consumers are bracing for the worst. A pollreleased in March by the Morning Consult found that 60 percentbelieve the law will likely increase their health care costs in thelong run. Another 28 said their costs would likely remainunchanged, and 11 said they believed their costs will shrink.

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Recent eHealth analysis also concluded that health insurance onthe individual market is much more expensive under PPACA. They saidthe average premium for an individual health plan selected througheHealth without a subsidy was $274 per month, as of Feb. 24, a 39percent increase from the average individual premium forpre-Obamacare coverage. The average family plan cost $663 permonth, up 56 percent from a year ago, eHealth said.

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