Many employers already have begun to move forward on planning for Jan. 1, 2014, and the new stipulations the law mandates. And while much could still change between now and then, the likelihood of stopping the act is very low. 

One thing we do know for certain, there still will be many hourly and part-time workers in the United States. Those jobs don't go away and up to 1 million of those hourly and part-time workers are covered on limited medical benefit plans that received a waiver to operate until Dec. 31, 2013.

At the end of next year, those plans will be void and employers who adopted those plans and make payroll deductions for those employees will have some decisions to make for their populations. 

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